Shifting focus from money to growth

Abha Malpani Naismith
6 min readMay 20, 2024

Nuggets of golden advice from money mindset coach Meera Shireen

In my full time job, I had a comfortable salary. Money came in every month, and I operated from a place of abundance. I hardly thought about money.

My lifestyle is quite frugal, so it was easy for me to spend when I wanted to.

When I quit my 9–5, I was given a cushion of gratuity for my 10 years of service.

Some of that money we invested in assets, and the rest was kept to keep my bank account open.

This amount is very little, and yes, it gives me anxiety when I think about it.

I have my husband’s credit card to use for expenses. I have never used somebody else’s credit card for anything before, ever.

Of course I feel very grateful for it, and for his unconditional support; and that I even have this option.

However, I would be lying if I said I was comfortable with it.

Ever since I finished college, I have always been financially independent.

As I invest my time and money into my new business, I see my personal bank balance diminish.

This makes me want to not spend money on myself (think basics like gym, coffee — (aka I don’t need those expenses)

There are expenses I have to set-up and run my business. Which I feel guilty about. (aka Do I really need this?)



Abha Malpani Naismith

Communications professional. Digital strategist. Writer. Mum. AI enthusiast. Newsletter for working mums.